Wealth Calculators

How To Use The Calculator

Enter the Principal (£)
- This is the amount of money you are starting with or investing.
Enter the Annual Interest Rate (%)
- For example, if your investment earns 5% interest per year, type 5.
Enter the Number of Years
- This is how long you plan to leave the money invested.
Choose the Compounding Frequency
- Select how often the interest is added to your balance:
  - Annually: Once a year
  - Semi-Annually: Twice a year
  - Quarterly: Four times a year
  - Monthly: Twelve times a year (most common)
Click "Calculate"
- The calculator will show you the Future Value of your investment, including interest earned.

Enter your Assets
- Include cash, investments, property, and any other valuable items.
Enter your Liabilities
- Add debts such as mortgages, credit cards, loans, and other obligations.
(Optional) Enter your previous net worth
- This helps track how your net worth has changed over time.
Click “Calculate Net Worth”
- Your total net worth will appear, along with any increase or decrease since your last entry.

How to Use This Calculator:

Enter your current savings and monthly contributions.
Input your expected annual return (e.g., 7%).
Enter your desired annual expenses in retirement.
Click “Calculate” to find out how many years it will take to reach financial independence.

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